The reduction of RRR interest rate by the central bank has a positive impact on the fund. The RRR cut by the central bank has no direct impact on the fund, but it will affect the stock market, leading to an increase in stock market funds and a large influx of funds, leading to a rise in the stock market. The rise of the stock market will affect the rise and fall of rising funds such as stock funds, hybrid funds and index funds, and the rise and fall of funds mainly depends on investment objectives. When the investment target goes up, the fund goes up, and when the investment target goes down, the fund goes down. The central bank's RRR cut will affect the rise of investment targets, which will lead to the rise of funds. The above is the relevant content of the impact of RRR reduction on the fund.

The difference between RRR and interest rate reduction

1, subject is different: the subject of RRR reduction is the Central People's Bank, and the statutory deposit reserve is the amount that the state requires commercial banks to pay to the Central Bank to ensure the normal operation of commercial banks. The main body of interest rate reduction is commercial banks, which means reducing interest rates and is conducive to lending to the society;

2. Different groups of people: the target of RRR reduction is commercial banks, and the business handled by the central bank is aimed at commercial banks; The beneficiaries of interest rate cuts are companies and individuals, and the business handled by commercial banks is aimed at companies, individuals and other people;

3. Different functions and ways: RRR reduction can release the guarantee funds of commercial banks in the central bank, increase the supply of market funds, and help stimulate production links. The reduction of RRR is to better release the liquidity of the banking industry and make more money in the market; Reducing interest rates does not increase the amount of market funds, but it can change the investment of funds.

Why is the fund not profitable on weekends?

Because stock funds invest in the stock market, there is no income on Sunday, and the stock market is closed on Sunday, and the stock price does not fluctuate, so the fund has no income. Sunday's profitable financial management methods are:

1. Buy the money fund: the income of the money fund on Sunday will not be displayed directly, but will generally be displayed on the next trading day;

2. Buy bond funds: the loan interest of bonds is calculated on a daily basis, so there are gains on Sundays and holidays;

3. Buy fixed-term wealth management products: fixed-term wealth management products are calculated on a daily basis, so if they are calculated within Sunday, there will be gains.

This paper mainly aims at the knowledge points related to the influence of RRR reduction on the fund, and the content is for reference only.