The first is government policy support. Encourage the insured to actively participate in the insurance by giving preferential tax support. The insured establishes his own unique personal pension account through the personal pension information management service platform, and records all relevant information as the basis for participating in the personal pension system and enjoying preferential tax policies.

The second is personal voluntariness. That is to say, if there is a basic supplement first, you must participate in the basic old-age insurance first. With this condition, everyone can voluntarily participate in personal pension. The individual contributions of the insured are all collected into individual fund accounts and completely accumulated. Long-term payment will continue to increase personal account funds.

Tired. After the insured person reaches the age of receiving the basic pension, he can decide whether to receive the personal pension monthly, by stages or at one time, and transfer it to his social security card bank account for free use.

The third is market-oriented operation. Personal pension contributions can be used to purchase financial products such as bank wealth management, savings deposits, commercial pension insurance and Public Offering of Fund. In other words, what to buy and when to buy are all decided by the participants themselves. Give full play to the role of the market and create an open, fair and just market environment.