Current location - Trademark Inquiry Complete Network - Tian Tian Fund - Why should the housing maintenance fund be handed over to the developer?
Why should the housing maintenance fund be handed over to the developer?
At present, the developer collects deed tax and public maintenance fund when handing over the house, so what are the risks for the owners?

The answer is definitely yes. With the reshuffle and impact of the new round of property market, many developers have difficulties in capital turnover. Judging from the terms of the house purchase contract in Changzhou, the developer promised to centrally handle the real estate license within half a year after delivery, which means that during this half a year, the developer misappropriated the deed tax and public maintenance fund for his own capital flow, which has become the norm. Usually powerful developers will not have financial problems, so the real estate license will come down about 3 months after delivery. However, according to Changzhou's statistics, most residential quarters have no real estate license one year after delivery. Even if the developer breaches the contract, the corresponding compensation is very small, so it is very difficult to protect the rights of the real estate license. If you can't get the real estate license, it will become a problem for your children to go to school, and some asset mortgage loans can't be implemented.

So does the owner pay the deed tax and maintenance fund to the developer or pay it himself?

It depends. Developers have the strength, and owners are not in a hurry to entrust them to developers. Small developers had better be on guard, otherwise they will not get the real estate license and delay business. The owners shall pay the deed tax to the local tax bureau by themselves, and pay the maintenance funds to the special maintenance fund management bank of public housing within their respective administrative areas. In this way, the real estate license is equivalent to handling it yourself, and it will be down within 3 months.

Are developers directly related to deed tax and maintenance fund?

In fact, developers have nothing to do with residential special maintenance funds. The reason why this fee is charged is because it is necessary to apply for a property right certificate. At present, when property buyers sign a house purchase contract with the developer, if they buy a house with a mortgage loan, they will basically stipulate in the contract that the developer will handle the property certificate on their behalf. This is because the bank requires the developer to assume the phased guarantee responsibility when the developer acts as the mortgage loan agent for the owner. In other words, before the owner's property right certificate is completed, the developer assumes the guarantee responsibility for the owner. Once the owner fails to repay the bank loan, the bank will directly deduct the money from the developer's deposit. Therefore, in order to remove the guarantee responsibility as soon as possible, the developer collects special maintenance funds for the house on the grounds of acting as the agent of the real estate license. Because you can't do the title certificate without paying the special maintenance fund for the house. Just like a chain reaction, in order to save the trouble of urging payment in the future, developers take paying special maintenance funds and deed tax as the conditions for repossession.