The process of drawing the housing accumulation fund in Lanzhou is as follows:
1. Apply to the employer, and the employer will verify and issue a certificate;
2. Bring my valid ID card and proof to the local provident fund management center for withdrawal procedures;
3. the provident fund management center will review the information provided by users;
4. After approval, the entrusted bank will go through the payment procedures.
Provisions on the use of housing provident fund:
1. Withdrawal of house purchase: You can apply for withdrawal of housing provident fund when purchasing, building, renovating or overhauling your own house;
2. Rent withdrawal: If you rent a house, you can withdraw the provident fund to pay the rent according to the regulations;
3. Loan repayment withdrawal: if it is used to repay the principal and interest of the house purchase loan, you can apply for withdrawal;
4. Retirement withdrawal: When employees retire, they can withdraw the account balance at one time;
5. Transfer and withdrawal from different places: those who transfer their jobs across regions can apply for transfer or withdrawal of provident fund;
6. Withdrawal of termination of labor relationship: If the labor relationship with the unit is terminated and the housing accumulation fund is no longer paid in this city, the balance can be withdrawn;
7. extraction of health reasons: if long-term treatment due to illness affects the ability to pay, you can apply for extraction;
8. Withdrawal of special difficulties: In case of special difficulties and need assistance, you can apply for withdrawal of provident fund.
9. other extraction: other circumstances stipulated by laws and regulations.
to sum up, the process of extracting housing provident fund in Lanzhou includes applying to the employer for verification certificate, carrying identity documents and certificates to the provident fund management center to go through the formalities, reviewing the materials, and finally going through the payment formalities by the bank.
Legal basis:
Regulations on the Administration of Housing Provident Fund
Article 25
Where an employee withdraws the balance stored in the housing provident fund account, the unit to which he belongs shall verify it and issue a certificate of withdrawal. Employees shall apply to the housing provident fund management center for the withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or not to withdraw, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment formalities.