First, how to extract housing provident fund from rural self-built houses
1. An application form for withdrawal of housing provident fund issued by the unit finance or labor.
2. One original and one copy of the ID card. To withdraw the spouse's provident fund, one original and one copy of the marriage certificate and household registration book shall be provided at the same time.
3. For the loan contract, go to the loan department of the loan bank to print the repayment statement of individual housing loan in the previous year (from the month of extraction to the month of the previous year), and ask the bank to stamp it.
4. If repayment is made by passbook, the repayment passbook and a copy of the passbook shall be provided; If repayment is made by bank card, a detailed copy of the bank card issued by the bank counter in the last year shall be provided.
5. Go to the loan department of the loan bank and sign a loan agreement to withdraw and return the housing provident fund.
Second, the relevant legal knowledge
According to the Regulations on the Management of Housing Provident Fund:
Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
According to the relevant answers to the above contents, we can draw a conclusion that housing accumulation fund can be extracted from self-built houses in rural areas. To withdraw the housing provident fund, the financial department of the unit should first issue an application form for the withdrawal of the provident fund, and then the provident fund department should go through the formalities.