1. The latest provisions on withdrawal conditions of provident fund are as follows:
(1) Employees who make lump-sum payment shall provide purchase contracts or agreements, and purchase invoices or receipts for withdrawal;
(2) If the owner-occupied house is purchased by way of loan or installment payment, a loan contract shall be provided, and it shall be withdrawn with the down payment invoice;
(3) For the construction of owner-occupied housing, it is necessary to provide the homestead approval issued by the planning and housing management department at or above the township level or other building approval certification materials and purchase invoices before extraction.
2. Legal basis: Article 25 of the Regulations on the Management of Housing Provident Fund.
If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.
Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.
2. What materials should be submitted to apply for housing provident fund?
The information required to apply for housing provident fund is as follows:
1, the deposit certificate of the applicant's and spouse's housing provident fund;
2. Proof of identity and marital status of the applicant and spouse;
3 proof of family income stability, and other proof of creditor's rights and debts that have an impact on repayment ability;
4, the purchase of housing contracts, agreements and other valid documents.