First of all, the income and risk of the fund's fixed investment are related to the market trend. When the market is good, the income of the fund's fixed investment will be higher, and when the market is bad, the income of the fund's fixed investment will also be affected. However, the advantage of the fund's fixed investment is that it can smooth market fluctuations and obtain a relatively stable return on investment in the long run. If a person wants to get high returns, then short-term investment may be a better choice, but short-term investment will also face greater risks.
Secondly, the fixed investment time of the fund is longer. Generally speaking, the fixed investment period of the fund should be at least several years or even more than ten years. Long-term fixed investment can effectively reduce the risk of market fluctuation and enjoy the advantage of compound interest. The role of compound interest is very powerful, especially in the case of long-term fixed investment, which can greatly improve the return on investment. So, how long does the fund usually invest? It is recommended to invest for at least 3 years in order to better enjoy the long-term benefits of the fund.
Finally, the fund needs to choose the fund that suits it. Different funds have different risks and benefits, so you need to choose the right fund according to your risk tolerance and investment objectives. Generally speaking, choosing some relatively low-risk funds, such as money funds and bond funds, can better protect your investment. Choosing some relatively high-risk funds, such as stock funds, can get higher returns, but it also faces higher risks.
On the whole, the fixed investment of the fund is a relatively safe and stable investment method, but it cannot guarantee the stable income of 100%. Investors need to choose their own funds according to their risk tolerance and investment objectives, and they need to hold them for a long time and enjoy the compound interest advantage. The fixed investment of the fund needs to be actively managed and the investment plan should be adjusted regularly to adapt to the changes in the market.