1. Bank deposits, including demand deposits, time deposits, certificates of deposit, etc. , are due to repay the principal and interest.

2. National debt is a bond issued by the state. After maturity, the principal and interest are repaid, and the interest rate is generally higher than that of bank time deposits.

3. Monetary fund, a fund dedicated to investing in bank deposits or government bonds. The most common thing is that the balance treasure changes continuously and has interest every day.

4. The reverse repurchase of national debt is very safe, basically it won't lose money, the interest rate is ok, and the liquidity of funds is very strong, but it needs to be operated by itself.

5. Bank guaranteed wealth management products. The products with risk 1-2 are low-risk products, and there is basically no loss.