1, personal account refund adjustment: the funds in our personal account will be less, because the payment of our company will not be returned to our personal account, and all these funds will be paid to the overall fund.

The so-called pooling fund is to put all the unit contributions into a public fund, and then take out funds from this unified pooling fund to pay the insured who need to enjoy the treatment. This also means that the money "lost" in our personal account will improve our outpatient service and other security.

2. Increase in outpatient reimbursement: Because the funds returned from personal accounts are injected into the overall fund, there is more water in the pool of the overall fund, which will inevitably be returned to us again. Medical institutions will use this part of the funds for outpatient service, which means that the outpatient expenses of the insured will be further reimbursed and the burden of medical treatment will be further reduced.