My best friend, like me, is in his thirties.

She works at the top of a company.

A large part of personal income is bonus, which is linked to the overall income of the company.

However, in the past six months, the company's operation has stagnated, and the boss has overturned the original promise, constantly improved her assessment standards, and reduced her bonus by hundreds of thousands in disguise.

This left my best friend speechless. She was about to change rooms when she met this at the critical moment.

The key is to be forced to fight with the boss, subordinates and peers.

Fighting endlessly every day.

"Too boring, the harder you work, the more wasted you are."

A reader left a message asking me that day. Where did you say the middle-aged man went?

Many colleagues and friends I used to know have reached middle age. I worked by myself for 8 years and became a middle-aged man.

I thought about the places where middle-aged people go around me, and I don't know if they are representative.

One: Some friends have gradually become the top or middle managers of the company.

Not to mention the increase in income.

People gradually buy houses and settle in big cities.

Friends who rise to the middle and high levels have characteristics in income:

One is that taxes are obvious.

Remove seven, seven, eight and eight points.

If the annual salary is 1 million, you have to pay about 200 thousand tax; The annual salary is 2 million, and the tax is 600 thousand.

The feeling of tax burden is much deeper than before.

Immediately after the general ticket fund app and real estate app, a tax app has also become its own commonly used app.

The other is that income changes are more "dramatic".

In addition to the overall performance of the company. Some people's remuneration package includes many company stocks.

The surge in stocks is naturally a good thing; But when the stock price plummeted, it was unpleasant.

Some friends of Tencent Ali I know may have half of their income in stocks.

Share prices of Internet companies are halved. The impact on them far exceeds that of people outside the industry.

In particular, one of their major interests is to buy tickets, with the focus on buying stocks in their own industries.

Assets have shrunk even more.

Of course, there are beautiful examples.

Last time I wrote about maternity benefits, a friend mentioned something.

She works in a chip company, and her salary includes stocks. The year before the baby was born, the company's share price soared, and even her income during maternity leave soared. By the way, at this stage of the workplace, everyone's income seems to be related to the degree of effort! There's not that obvious correlation.

Externally, it is more linked to the big environment; Internally, and the runway in the company!

This is relevant.

But it is difficult for individuals to grasp the balance between the two. So like my best friend, sometimes there will be a lot of powerlessness.

I also have a clearer understanding of R uncertainty J.

Where did some middle-aged people go?

Friends around you have two places to go. One is to do some small business, small business. One is to enter the system and be promoted slowly; Give a representative example.

A classmate went back to his hometown to get married and opened a kindergarten. A few years later, she was admitted to a local civil servant.

Husband and wife, one takes care of the kindergarten and the other takes care of the iron rice bowl. spread risk

Intrinsic security requires a stable cash flow to a great extent.

If you can complete a certain amount of asset accumulation before the age of 40, you can form some stable and sustainable cash flow. The heart will be more or less calm and calm.

Different people pursue "stable cash flow" in different ways.

Some people, like my classmates, husband and wife work hard in a system; Also, allocate some interest-bearing assets to myself-for example, myself, buy some interest-bearing stocks to pay dividends, and buy annuity insurance as a pension reserve. ..

Wait a minute.

I feel much more at ease.

Well, at this stage, I finally became a more secular person.

Maybe this is not a bad thing.

Everyone will continue to be anxious about uncertainty; But because of some small things, I suddenly let go.

For example, the first 1 second is still worrying. 1 sec later, I saw a smiling face of a child, ate a bowl of delicious noodles, or bought a nice medieval bag and some fresh cut flowers.

Suddenly feel flattered.

Doing business? There is a big difference.

There are big practices and small practices. Most people earn some hard money around food, clothing, housing and transportation.

Open a restaurant, open a shop and so on.

Like another friend, he joined an old shoe brand with strong advertisements and acted as an agent in his hometown.

The income may not be much different from that of full-time, or it may be a little less.

But you have to fuck more times.

Above. It is the mainstream place for my friends around me.

Some people just disappeared.

No news, no circle of friends, and I don't know where he went. Three: A feeling that middle-aged people face too much uncertainty. When I was young, I had no money and lived a similar life. I can solve it by eating a simple meal

Not now, old and young.

I can't bear to make my family suffer.