The provident fund card can be used to withdraw money from ATM machines. The provident fund card is an ordinary savings card, but it also has the function of provident fund and has all the financial functions of an ordinary bank card and savings card.

After you handle the withdrawal at the housing provident fund business branch of the relevant bank, the bank will transfer the money to your provident fund card, and then you can withdraw the money.

The definition of withdrawal of housing provident fund refers to the housing provident fund depositor withdrawing the housing provident fund from his personal account when he has housing or other purposes permitted by the policy.

Conditions for withdrawing the housing provident fund: 1. Withdrawal for housing consumption: (1) Purchase of self-occupied housing; overhaul or renovation of self-owned housing; self-built and self-owned housing; (2) rent exceeds the prescribed proportion of family wage income; (3) repayment

Housing loan principal and interest.

2. Account cancellation withdrawal: (1) Retirement or retirement; (2) Leaving the country to settle; (3) Completely losing the ability to work and terminating the labor relationship with the unit (both conditions are indispensable); (4) Death.

Extended information: Withdrawal process (1) Withdrawals approved by the provident fund center. Except for the two withdrawal types of employees with city registered residence who have resigned and employees who have retired, other types of withdrawals must be reviewed by the provident fund management center before going to the bank to go through the withdrawal procedures.

The procedure is as follows: 1. Submit relevant certificates and have them reviewed and stamped by the Municipal Housing Provident Fund Management Center or office.

2. Hold the "Housing Provident Fund Withdrawal Form" approved and stamped by the Municipal Provident Fund Management Center or office, a special passbook for housing provident fund or a provident fund co-branded card and a valid ID card and wait until the housing provident fund business handling outlet of the relevant bank to process the withdrawal.

(2) The withdrawals of employees with non-local registered permanent residence in the city who have terminated their labor relations with the unit and the withdrawals of retired and retired employees have all been entrusted to the China Construction Bank for review. The applicant must submit the resignation certificate issued by the unit (for employees with non-local registered permanent residence in the city who have resigned), and the withdrawals of retired employees.

Certificates, ID cards, etc. can be withdrawn directly at the housing provident fund business outlets of relevant banks in this city.

(3) Borrowers and their spouses who have applied for the housing provident fund loan business of China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Merchants Bank, and China CITIC Bank through the entrusted withdrawal and loan repayment business of provident fund (that is, automatic deduction on a monthly basis) can

Apply for housing provident fund entrustment withdrawal business.

This business must be handled by the provident fund center or office in person with relevant information and cannot be entrusted to others.

Applicants whose lending bank is a bank other than China Construction Bank must first go to the relevant bank branch where the unit has an account to apply for a provident fund co-branded card and associate (activate) it with the provident fund account before they can handle this business.