Huaxia change has nothing to do with flexibility. Huaxia change belongs to AliPay and belongs to a combined fund. It consists of three funds, namely, Huaxia Steady Double Interest Bond C: 40. 17%, Huaxia Wally Currency A: 39.68% and Huaxia Short Debt Bond C: 20. 15%, with different proportions, belonging to medium and low risk. From the perspective of risk and return, the risk and return of China Variable Fund are higher than those of China Variable Fund, but if the return of China Variable Fund is not good, there may be losses, that is, the return of China Variable Fund is high.