Net worth means how much each share is worth. For example, the net value is 1.32 yuan, which is equivalent to the present value of each fund is 1.32 yuan. If you bought it during the subscription period, the net value when you bought it was 1 yuan. If you sell it now (that is, redeem it), you can trade it at 1.32 yuan, which is equivalent to earning every dollar.

You are now MINUS 3.3. I checked. This 3.3 means that you lost 3.3% this year. You bought it on February 20 this year, which is equivalent to subscription, that is, the cost is 1 yuan per share, and the current net value is 0.9670. That is to say, if you sell it now, it is only 0.967 yuan per share, which is a loss. After calculating the cost, the handling fee of one hundred thousand yuan is 1500+500=2000 yuan, and your share is100000/(1+1.5%) = 98522.17 copies. After redemption, it is 95,270.94 yuan.

Therefore, don't blindly buy funds in order to complete the task, regardless of the life and death of customers, especially some bank employees. Blind recommendation, this year's market can also recommend stock funds, or a QD product, such account managers really have to be vigilant. I hope to take a warning.

What does the net fund value mean? What's the point?

What is the net value of fund reinstatement?

To understand the net value of fund reinstatement, we must first understand what is the net value of fund and the accumulated net value of fund. The net value of the fund refers to the unit value of the fund on a certain day, which is the price of the fund on that day. For open-end funds, fund companies generally publish the net value of funds every day, and this figure changes almost every day. For the basic people, the net value of the fund multiplied by the number of fund shares they hold is the total value of the fund.

During the operation of the fund, there may be dividends or splits. At this time, the net value of the unit will change greatly. For example, a fund with a net value of 1.8 yuan will become 1.5 yuan after dividends are distributed to 0.3 yuan. In order to facilitate the comparison between funds, the concept of cumulative net worth has been put forward. Cumulative net value, regardless of whether the fund pays dividends or not, is only the accumulation of daily net value increase or decrease since the establishment of the fund, plus the initial net value of the fund.

If you think about it carefully, you will understand that when comparing the historical performance of funds, the reference significance of fund net value is not great, but the accumulated net value of funds is more meaningful. But again, the cumulative net value does not consider the dividend factor, which does not mean that the dividend is not the income that investors have already received. These dividend factors should also be taken into account when calculating the historical performance of the fund, which is why Jin Lifang Fund Network takes the net value of fund reinstatement as a reference.

The re-weighted value of fund net value refers to the re-weighted calculation of fund unit net value, and comprehensively considers the dividend or split factors of the fund to calculate the historical net value of the fund without any dividend or split, so as to restore the fund net value.

The significance of the net value of fund reinstatement lies in fairly comparing the historical performance of funds, restoring the true face of the historical growth rate of funds and helping fund investors choose funds. If you see that the historical growth rate of some online funds of Jin Lifang Fund is different from that of other websites, please pay attention to the historical dividend information of the fund, because Jin Lifang calculates the historical growth rate of the fund through the recovery rate, so it will be slightly higher or even much higher on other websites at this time.

When buying a fund, what do you mean by the net value trend and income trend shown in it?

Net value trend:

This picture seems to have no special significance for individual investors. When the fund was established, there was a contract that explained a standard for the fund company to make profits by operating the fund, such as reaching the index or increasing the percentage value of various securities and bonds. If the actual performance line of the fund is above this index, it means that the operation of the fund has reached or exceeded the target set when the fund contract was established, and most funds have also exceeded this target. Otherwise, who will invest in funds that lag behind the broader market? This trend chart is very valuable for observing the operation of the fund.

Income trend:

1, the method of looking at the fund's cumulative income chart: the three yellow lines are the yield of the Shanghai Composite Index, the yield of the red Shanghai and Shenzhen 300 Index, and the blue line is the yield of the fund. Make clear what kind of fund you want to buy first. I use stock funds to explain what you asked here. Other types of funds have relatively low returns. Find relevant information to understand the types of funds. If it is a stock fund, then outperforming the market is the most basic requirement for excellent funds. From the curve, the blue line should cross the yellow line and the red line, above the yellow line and the red line, and below the yellow line, the red line represents underperformance. Horizontal wiring of such funds is not recommended.

2. Fund return rate: The most important indicator to measure the fund return rate is the fund investment return rate, that is, the ratio of the actual return of fund securities investment to the investment cost. The higher the return on investment, the stronger the profitability of fund securities. If the subscription and redemption of fund securities need to pay a handling fee, the handling fee factor should be considered in the calculation. Zhang Yun Finance seeks adoption!

What does the net fund value mean?

The fund invests in stocks with everyone's money. The face value of the fund is 1 yuan, that is, the net value starts from 1 yuan. After a period of operation, according to the stocks bought, the net value began to rise or fall. Well-done funds may rise to 3 yuan, and some may exceed 1 yuan. If they don't do well, they will fall below 65438 yuan. The net value you see every day is the value that the fund company buys or sells these stocks, counts the final value, and then distributes them evenly. It's hard to say whether to buy 1 yuan or 3 yuan, because buying a fund is not about buying food as cheaply as possible, but about growth and quality. For example, if you have 30,000 yuan, you can buy 30,000 copies with the capital of 1 yuan, but it can only increase by 100% a year, that is, from 1 yuan to 2 yuan, 30,000 x (2-1) = 30,000 yuan-your profit. It can also increase by more than 200% in a year, that is, from 3 yuan to 9 yuan, 10000X(9-3)=60000 yuan-I don't like to copy some dogmatic information and post it to you for your profit. Although it's very labor-saving, I believe you have looked up a lot of information yourself before. I'd better write some simple sentences and practical examples. I hope it helps you.

What does the net fund value mean?

Basic knowledge of investment funds-the most popular explanation of funds

For example, several people (such as you and me) want to invest together, but we don't know anything about it, so we found our friend, Lv Jun, who is very good at it. So you went out of 60 yuan and I went out of 40 yuan, and a *** 100 yuan was given to Lv Jun to help him invest. This 100 yuan can be regarded as a fund. Whether we make money or lose money in the future, you and I will bear it in proportion to the investment. Has nothing to do with Jun Lv, who let us believe his investment level to find him? In real life, Lv Jun represents a fund company, and you and I become "citizens". But there are still two problems. Although Lv Jun is a friend, he can't help us do things for free, so we have to charge a certain percentage of management fees, and we have to pay him this percentage first, no matter whether we earn or lose. What if Lv Jun ran away with his betrayal and money? So we found the bank 1 and agreed with them that Lv Jun could only use this 100 yuan for our agreed investment, and could not invest in buying houses and land, let alone use it for its own use. But the bank said, why should I help you for nothing? Too much trouble! So we decided to pay the escrow fee to the bank. So what is the net value and share of the fund? Let's go back to the previous example. You keep 60 yuan, I keep 40 yuan, how to divide the money earned in the future? In order to simplify the calculation, we agreed at the beginning to divide 65,438+000 yuan into 65,438+000 shares, and now each share is worth 65,438+0.00 yuan. You take 60 shares, I take 40 shares, this 1.00 shares. In the future, this 100 yuan will become 120 yuan, and each fund will be worth 1.2 yuan, and my 40 shares will be worth 40 * 1.2 = 48 yuan. But how can there be so much money in reality? What is open and closed? What stock fund, bond fund? Which fund should I choose? Let's talk about open-end and closed-end first: what is an open-end fund? Back to the example just now, after you and I invested 100 yuan in Lv Jun, Lu Jun was really trained. 1 month later, it became 150 yuan. Zhang Sanyi was jealous and said, "I want to join, I will pay 60 yuan"! However, our 100 fund is now worth 150 yuan, each of which is equivalent to 1.5 yuan, so 60 yuan of Zhang San can only buy 40 funds, of course, the value of each fund is 1.5 yuan. In this way, our fund will become your 60 shares+my 40 shares+Zhang San's 40 shares, a *** 140 shares. Each copy 1.5 yuan, the total value 1.50X 140 copies =2 10 yuan, which is exactly equal to 60 yuan+150 yuan after Zhang San, and no one will suffer. The scale of funds managed by Lu Jun has become 140. Funds whose scale can be changed are the so-called open-end funds. In reality, all the funds that we can buy directly from banks belong to open-end funds. Every time you buy one, the scale of fund company management will increase. So what is a closed-end fund? Very simply, let's go back to the example just now. You and I jointly invested 65.438 million yuan to invest in Lv Jun. Lv Jun said, in order to get a better return, I will use this money for five years of long-term investment, during which you can't get the money back. I was only concerned about high returns, and I agreed when I was excited. 1 month later, I was short of money. I have a contract with Lv Jun, so I have to find Zhang San. This boy has always been good at calculating. I told him that his net worth was 1.5 yuan and wanted to sell him 60 yuan, but he didn't do it. He said: Although it is now worth 1.5 yuan, it cannot be cashed immediately, but it still needs to be cashed. No way, I was short of money, so I sold 1 yuan 1 copy to Zhang San. Compared with the net value of 1.5 yuan, I sold my closed-end fund at a discount rate of 33%, which is the fundamental reason for the discount of closed-end funds in reality. Of course, there are still fund companies that can't treat the discount caused by open-end and closed-end funds fairly, but they are all human factors, not the fundamental reason for their discount. There are two kinds of online subscription funds:

The first is to buy in online banking. In this way, you can open a bank's online banking, and after logging in online, you can buy different funds sold by the bank. For example, Bank of Communications has a fund supermarket in its internal menu after logging in, and you can choose and buy and sell funds after entering.

The second is direct selling, which also requires you to have online banking, but not from banks, but directly from fund companies. That is, you should first choose a fund company, such as the Shanghai Stock Exchange. ......

What do you mean by "net fund value" and "accumulated net value"?

6. Total assets of the fund

The total assets of the fund include the value of various securities purchased by the fund, the principal and interest of bank deposits and other investments.

7. Net asset value of the fund

The net asset value of the fund refers to the value of the total asset value of the fund after deducting the expenses that can be deducted from the fund assets according to the relevant provisions of the state.

8. Net asset value of fund unit

The net asset value of a fund unit refers to the value of the net asset value of the fund on the calculation date divided by the total number of fund units on the calculation date.

9. Accumulated net value of the fund

The accumulated net value of the fund is the sum of the net asset value of the fund unit and the accumulated dividends since the establishment of the fund.

Funds. Oney.hexun/stepbystep/step1_ 05.aspx stem

I recommend you to look at this website. I hope it helps you.

What does the net income in the fund mean?

Well, don't buy those for the last two years. It is estimated that it will rise sharply in two years.

What does the fund net value day mean?

The net value of the fund is different every day, and the specific net value of the fund can only be known if the exact date is known.

What does the estimated net value of the fund mean?

Since you are estimating, you can't represent the actual net value, and you can't see whether you have made any money, but you can estimate how much money you have now: 5,000 yuan, and the fund purchase fee is 0.6% (Tian Tian Fund Platform), which means that you actually only have 4,970 yuan, so we can directly calculate it as 4,970/1* 0.9660 =

I also tell you that when you buy a fund, you can't see the net value of the previous day, when you sell it, you can't see the net value of the previous day until the next day!

What do you mean by the last day's market value and the last day's net value of the fund?

The market value of the previous day is obtained by multiplying the closing price of the previous day by the number of funds issued. The net value of the previous day is the closing price of each fund.