1, pay-as-you-go, this financing mode is suitable for most social security plans, and it is required to raise funds under the guidance of the principle of horizontal balance of payments in the near future. This financing model is characterized by the transfer payment of national income between different groups.

2. Complete accumulation. This financial management model is more suitable for pension insurance plan, housing provident fund plan and education investment plan. It is required to raise funds under the guidance of the principle of long-term vertical balance of payments. This financing model is characterized by savings accumulation, that is, the current financing is for future use, and funds are precipitated to form funds.

3. Partial accumulation model, which is a financing model combining short-term horizontal balance principle and long-term vertical balance principle, is also more suitable for social security plans such as endowment insurance. This financing model is characterized by the coexistence of transfer payment between different subjects and deferred payment of their respective incomes.