If GF Securities can open a fund account, it can open an account there directly. If not, you can open an account directly in the bank and put on your bank card and ID card. If you don't have a bank card, you can handle it on the spot. You can open online banking after opening an account. With online banking, you can go directly to the fund company's website to buy it, which is cheap. You can also buy funds on the spot. However, the funds of each bank are somewhat different, and most of them are the same. So choose a good bank. ICBC, China Merchants Bank is good. Personal point of view.