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How to buy enterprise annuity

The process of enterprise annuity purchase:

1. The enterprise prepares the submitted materials according to the regulations;

2. The entrusted financial institution submits the materials to the administrative department of labor and social security for examination and approval on behalf of the enterprise, and obtains the record number;

3. The enterprise will make a copy of the submitted materials and annuity receipt approved by the labor department, affix the company seal and submit them to the tax department together with the original, and the tax department will return the original after inspection;

4. sign a trust management contract with a qualified financial institution, and the trustee signs an account management contract, an investment management contract and a custody contract with other qualified financial institutions;

5. The enterprise will be entrusted with the management contract, and the trustee will report the account management contract, investment management contract and custody contract to the labor administrative department for filing;

6. submit the personal account information of the enterprise and employees to the account management organization for account establishment;

7. Pay the first enterprise annuity fee to the custodian bank according to the enterprise annuity implementation plan;

8. The investment manager starts to invest and the fund begins to increase in value; The trustee pays pensions to retired plan members.

Methods of inquiring enterprise annuity:

1. Turn on your mobile phone and use your own browser to search the professional pension service website;

2. After logging in to the pension professional service website, click Individual User Login and enter the ID number and password;

3. After entering the personal interface, click the personal enterprise annuity to query.

Legal basis: Article 21 of the Regulations on Enterprise Annuities

Employees who meet one of the following conditions can receive enterprise annuities:

(1) When they reach the retirement age stipulated by the state, they can receive enterprise annuities from their personal accounts on a monthly basis or in installments until the funds in their personal accounts are fully collected; I can also use the funds in my personal account of enterprise annuity to purchase commercial endowment insurance products at one time, receive treatment according to the insurance contract and enjoy the corresponding inheritance rights.

(2) The funds in the personal account of the enterprise annuity of the person who has settled abroad (border) can be paid to me in one lump sum according to my requirements.

(3) After the death of an employee or retiree, the personal account balance of the enterprise annuity can be inherited.