No one can easily judge whether the market is up or down, but if you don't have a certain investment base, then the fixed investment of the fund is the most suitable method for long-term investment and financial management.
Fixed investment in the fund is a long-term and effective financial management method, with considerable income, so that your spare money can automatically generate money.
Why is the fund's fixed investment the most suitable financial plan for long-term investment?
Because there is no need to choose the timing of the fund's fixed investment, no matter what the market is, stick to the fixed investment, even if the price you buy is high, as long as the amount you buy is the same every time, the more the fund falls, the more shares it has and the lower the cost.
How to make a fixed investment in the fund?
First of all, consider classifying your own funds and using this part of idle funds that have not been used for more than three years to make a fixed investment. Translators should avoid selling at a loss because they spend money halfway and catch up with the bad market.
Then giving priority to fixed investment index funds can eliminate human factors to the greatest extent, and it is easier and more convenient for investors to consider the level of fund management funds.
The most important thing is to tell yourself to stick to the fixed investment and strictly abide by the discipline of fixed investment. Through reasonable fixed investment, we can collect low-cost chips when the market falls and everyone panics, and choose to make profits when there are many people in the market.
Finally, set the expected income target and sell it after reaching the target. When the annual income is 10%- 15%, you can refer to selling.