There are many kinds of funds, and not every fund has risks. Huaxia advantage should belong to high-growth and high-risk partial stock funds. Funds, like stocks, have price fluctuations. If the net value of the fund falls, there will be a loss. The performance of the fund mainly depends on the investment decision of the fund management team. Huaxia Fund Company is an established company, and many of its funds have performed quite well.

Because you buy a fixed investment, the risk is shared in stages, that is, if you don't buy it at the same price, you can average the purchase cost. Even in the bad market stage, insisting on buying can reduce the average cost, absorb more shares, and return to profit quickly in the rising market stage. To some extent, as long as you insist on it for a long time, the income brought by the fixed investment of the fund is considerable, but it depends on whether you can insist. If you only hold it for a short period of one or two years, the possibility of loss is still very high, and it is impossible to lose all of it.

There is a simple formula for you to calculate by yourself: subscription amount/fund net value = holding share.

Evolution: share held * net value of the fund on that day = market value of the fund held by yourself (compare with your own investment, and you will know whether it is a loss or a gain).

Based on my own personal experience, I made a fixed investment for more than a year and invested in two funds respectively, because the market was not very good last year. Up to now, one has lost several hundred dollars, and the other is flat and slightly profitable, hehe ~