It is better to buy funds or stocks. First of all, we can judge which investment is appropriate in time. Both risk and investment should be considered. The following are the differences between risk and investment methods:

1, different risks: the risk of buying funds is slightly lower than that of buying stocks. Because stocks are high-risk investments, no matter what kind of stocks you buy, the risks are very great; The risk level of the fund depends on the product. Some fund products have high risks, while others have low risks.

2. Different investment methods: buying stocks is direct investment, and investors directly grasp the risks, buy and sell according to the stock market, and profit from it; Buying a fund is an indirect investment, that is, handing over the money to an institution you trust to manage it, and then earning income.

Financial choice needs professional guidance, and micro-Miao financial business education can provide financial help. Miao Wei Finance and Business Education selects financial analysts, financial planners and other professionals from major financial institutions to polish the course content, adopts the "video+counseling" dual-teacher teaching mode, and innovatively introduces "companion-style" community counseling into online classes, effectively enhancing the interactivity and enthusiasm of users.