Why are many people fooled into buying funds?
People who are fooled into buying funds want to make money, but people who don't understand funds want to make money when they buy funds, but buying funds doesn't mean that they will definitely make money when they buy them. There are risks.
Some people like to watch others buy funds to make money. When others buy a fund to make money, they will feel that the fund is good. Whether they understand the fund or not, they will all invest in it at once.
However, funds are highly volatile and risky financial management. It is worth noting that the same fund may also make money and lose money. For example, investor A buys a stock fund at a low level, and when the fund rises to a certain height, investor A redeems it for profit.
Investor B heard that investor A made money, so after seeing the income of investor A, he bought the fund, but the fund is already at the highest level. After buying, the fund always falls much, rises little, and continues to fall, so that investor B loses.
Besides, I trust others too much. When buying a fund, don't buy it when you hear that there is a fund to make money. Buying a fund requires me to understand the knowledge of the fund before buying it. If I don't know anything, I will buy blindly, and there is a great possibility of loss.
Have you been cheated in buying foundation?
As long as it is a formal platform, then buying a fund will not be cheated, but you should know that the fund is a risky investment. If the decline of the fund is due to the bad market or the poor selection of the fund manager, then it is the problem of the fund itself, not the money of the fund being cheated.
When you buy a fund, you should have your own ideas and don't pursue shortcuts. If you buy it on an informal small website, you are more likely to be cheated. When purchasing funds, it is best to choose well-known platforms, such as Alipay, WeChat, bank APP, securities software and so on. These are all formal.
Secondly, don't buy blindly. Don't listen to anyone who says that you have made money. Just invest in the fund yourself. You must know more about the fund yourself and choose the fund after you know it.
When choosing a fund, try to choose a good fund manager, a mature fund manager with more than 4 years' experience, an excellent, steady and experienced fund manager, because a long time in an industry will always have more experience than a new fund manager.
In addition, try to choose a fund with good returns in the past, but it is worth noting that when choosing, try to avoid a particularly large increase in the past month or week, because the fund may be at a high level at this time, and the risk of buying and chasing up will be greater. You can choose funds with good returns in the past year and recent years.