mutual insurance is a form of insurance that is organized voluntarily by some people who have the same requirements and face the same risks, and it is an advance payment of risk loss compensation and contribution. This form of mutual assistance once existed in all kinds of mutual assistance and cooperation organizations with the purpose of economic compensation in ancient and modern times. For example, mutual aid fund organizations in ancient Egyptian pyramid masons and funeral mutual aid associations in ancient Rome; In the middle ages, craftsmen's guilds, merchants' guilds, religious guilds, village guilds and other guilds. Insurance and mutual insurance have both similarities and differences.

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