Users can use the iPhone 13 mobile phone system version iOS 15.0 to open the WeChat APP, click "I" in the lower right corner, then click the wallet, and then click the financial management to enter the financial management page. Click "My" in the lower right corner of the wealth management page, and then click Revolving to borrow money.
Users can accumulate wealth management value by purchasing funds and wealth management products. In the financial management, so as to obtain the turnover quota. Users can repay in advance, just make an appointment for the repayment date. Turnover is borrowed by banks, and credit reporting is also done. Users need to repay on time, and cannot be overdue.
After the application for turnover is submitted by Licaitong and approved by the bank, the funds will reach the bank card designated by the user within ten minutes at the earliest. Interest is calculated daily from the successful date of the loan, and the scheduled repayment date is automatically calculated according to the user's financial behavior. Users can repay the money manually or wait until the turnover is automatically deducted.
Many loan products have official WeChat accounts on WeChat. If users need funds, they can pay attention to the official WeChat account of the relevant bank and use the loan products provided by the relevant bank.
"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.
"Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.
Product features:
As an Internet banking loan product launched by Weizhong Bank, "micro-loan" has the following characteristics:
(1) Unsecured and unsecured:
Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.
(2)7*24 hours service, the fastest 1 minute to complete the loan:
Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.
(3) There is no handling fee for prepayment:
Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.