P2P means person-to-person and can be used in many industries. What we usually know is generally P2P online lending, which is a platform to connect borrowers and lenders, and its profit source is interest income.

Microfinance is a kind of business loan with individuals or families as the core, and its main service targets are the vast number of industrial and commercial self-employed, small workshops and small owners.

the essence of financial leasing is to do both finance and trade. Absorb investment funds by attracting investors, avoid the suspicion of illegal fund-raising and deposit absorption, and use the funds for direct rent in the real economy.

Private equity funds are indeed funds raised by institutions for investment, and their profits come from income. Private equity funds are generally divided into two categories: securities and equity investment funds. Private equity funds have the license issued by the CSRC, and can provide financing agents with investment returns to customers.

Illegal fund-raising is not approved by the CSRC, that is, they cannot absorb social funds, which is called illegal fund-raising.