With the increase of wealth, more and more people seek ways to increase their wealth. In addition to common bank financing, stocks and funds, financial insurance with both financial functions and protection stands out. Insurance companies are also constantly introducing new financial insurance such as annuity insurance. Then, for the annuity insurance sold in the market, which insurance products are relatively good? Which insurance company is stronger? I just sorted out the relevant contents, hoping to help you: the latest list! Top ten insurance companies in China rank
Do you know the ranking of annuity insurance in p>217
Annuity insurance has the opposite effect to death insurance. It is not real insurance. Annuity insurance is an economic reserve to prevent the insured from losing their income sources (or savings) due to their long life. The following are several insurance products with better sales in 217. The details are as follows (the following insurance products are ranked in no particular order, and are only for your reference):
1. Baby Sailing Children's Education Gold Insurance
Baby Sailing Children's Education Gold Insurance does not have dividend function, but it includes education+serious illness+hospitalization, which is more comprehensive. Among them, the education guarantee can be received for up to 11 years, including the expenses of high school, university, further study, entrepreneurial marriage and other stages. In terms of protection, it not only has 3 kinds of major disease protection, but also has the function of premium exemption. In addition, there is an additional hospitalization allowance guarantee. If the insured is hospitalized due to accident or illness, the insurance company will pay the hospitalization allowance for a maximum of 5 days.
2. Taiping Shouyi Lifetime 217
Shouyi Lifetime 217 is a non-dividend annuity insurance, which belongs to a fixed-income product. Compared with other products, it is more distinctive that the proportion of survival payment after the age of 65 is high, from 3% to 6%. Provide special care fund. If parents take out insurance for their children, they will pay 6% of the insurance coverage before their children reach the age of 25 to care for their growth. What are the guaranteed serious illness insurance for children? Which are cost-effective? Which one is the most worth buying? Let's take a look at the top 1 insurance companies' best-selling children's serious illness insurance inventory
3. Protecting the future children's education fund insurance
Protecting the future children's education fund insurance focuses on the protection of high school, college and further education, and can receive up to 4% of the basic insurance coverage during the children's 18-25 years old. When the insured suffers from serious illness, death or total disability within the scope agreed in the contract, he can be exempted from paying the remaining premium, and the protection enjoyed by the children remains unchanged. In addition, while enjoying comprehensive protection, the insured can also get extra dividends, effectively resist inflation and increase the value of the account for a long time.
4. Taikang Huiying Annuity Insurance
From the perspective of insurance liability, Huiying Annuity is the most advantageous, which can pay three birthday payments and also has the function of exemption for policyholders. Pay the basic insurance amount three times at the age of 6, 7 and 8, and have no worries about providing for the elderly. In terms of special survival fund, Huiying annuity can reward 6% of the annual premium during the payment period, which is a great innovation. Among these three products, Huiying annuity insurance has a long term of protection, until 15, although the survival fund is not dominant, it takes a long time to get it.
The above annuity insurance products can't give an absolute conclusion about which one is the best. Different insurance products are suitable for different people. You must choose the right insurance products according to your own actual situation. It is better to equip children with education annuity insurance to protect their future.
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The difference between annuity insurance and endowment insurance
The problem of providing for the aged has always been the focus of people's attention. At present, the two pillars of China's pension system are annuity insurance and endowment insurance, and it is the choice of many people to insure their old age with annuity insurance or endowment insurance. Because people know little about insurance, many people don't know the difference between annuity insurance and endowment insurance. Although the purpose of these two insurances is to protect people's old age, there are still some differences between them.
Insurance skills and product recommendations for children's annuity insurance
Insurance for children's annuity insurance is generally suitable for people with guaranteed income, and it is better to shop around for insurance; Adjust the investment according to your own actual situation to minimize the insurance risk; As for the products of children's annuity insurance, you can choose China Merchants Cigna's Baby Sailing Children's Education Insurance (C).