Not necessarily, if the fund goes up, it will gain, and if the fund goes down, it will lose. The rise and fall of the fund is mainly determined by the investment target of the fund. If the investment target goes up, the foundation gains, and if the investment target goes down, the foundation loses.

Historically, the probability of making money by holding funds for a long time is higher than that by holding funds for a short time. At present, the funds bought by investors are mainly stock-based or hybrid funds, which mainly invest in stocks, and the conversion time of bull and bear in the stock market is long, so it is more likely to make money by holding funds for a long time.