1. Fund Positioning: As the government's financial support for technological innovation of small and medium-sized scientific and technological enterprises, the innovation fund cultivates and supports small and medium-sized scientific and technological enterprises by supporting the transformation of achievements and technological innovation in the form of loan discount, free subsidy and capital investment. The innovation fund will focus on supporting small and medium-sized scientific and technological enterprises with high technology content, good market prospects and high risks, which need government support most in the early stage of industrialization (seed stage and initial stage), paving the way for them to enter the industrialization expansion and the intervention of commercial capital.

Two. Fund Profile: Technological innovation projects of small and medium-sized scientific and technological enterprises are divided into two categories: innovative projects and key innovative projects:

(1) Innovative projects: According to the development characteristics of small and medium-sized enterprises, enterprises applying for innovative projects are divided into start-up enterprises and growth enterprises according to the establishment time of enterprises at the time of industrial and commercial registration.

(1) A start-up refers to an enterprise that has been registered and established in industry and commerce in the past three years (that is, within 36 months), and the amount of support is generally 500,000 yuan.

(2) Growth enterprises refer to enterprises that have been established in industrial and commercial registration for more than 36 months, and the amount of support does not exceed 6,543,800 yuan. There are two ways to fund innovative projects: free funding and loan discount.

1. Scope of free financing innovation projects: provide necessary subsidies for technological innovation products in research, development and pilot stage. Conditions: the registered paid-in capital is not less than 300,000 yuan; The number of employees shall not exceed 300; Total assets are not higher than 50 million yuan; The annual operating income does not exceed 50 million yuan.

2. The innovative project scope of loan interest subsidy: used to support the project that the product has certain innovation and needs to be piloted or expanded to form mass production, and the bank has given loans. Conditions: the registered paid-in capital is not less than 300,000 yuan; The number of employees shall not exceed 500; Total assets are not higher than 80 million yuan; The annual operating income does not exceed 80 million yuan.

(II) Funding amount of key innovation projects: 1 10,000-20,000: Focusing on the key needs of the development of related industries or industries, key technologies and key innovation products that have an impact and driving effect on industries or industries are selected as the starting point, and the innovation fund gives key support to the projects of high-growth technology-based SMEs. Conditions: No more than 500 employees; The annual operating income does not exceed 300 million yuan; Its total assets shall not exceed 300 million yuan; At least three years of operation time; I applied for an innovation fund once before.