BOC Current Treasure can be withdrawn at any time. Since it is a monetary fund financial product, BOC Current Treasure has very good fund flexibility.

According to the regulations of Bank of China's Current Treasure, the limit for cash withdrawal on the same day is 5 million yuan, and the funds will arrive in real time on T+0.

However, when withdrawing cash, the transferred funds must only be transferred to the bank card account of the user with the same name as the investor.

1. How to redeem Bank of China’s current treasure?

Currently, BOC Deposit Bao supports two redemption methods: ordinary redemption and T+0 fast redemption.

The redemption process of BOC Current Treasure is very simple. You only need to complete the following two steps to redeem the purchased BOC Current Treasure.

1. Find "Redemption Fund" in the "Fund Transactions" on the left and right of the account background.

2. After opening, enter the corresponding redemption share and click OK.

2. Can bank current financial management be redeemed at any time? 1. Real-time redemption The redemption rules for current financial management issued by different banks are slightly different, but most of them support redemption at any time.

Take the current financial management product issued by a joint-stock bank as an example. It supports redemption 24 hours a day. The upper limit of real-time redemption during non-trading hours is 50,000 yuan. There is no limit on the amount of real-time redemption during trading hours.

Banks’ setting of trading hours for current financial products is different from that of money funds. The deadline for trading of money funds is 15:00, while the trading time of banks’ current financial products will be extended by about 15-60 minutes based on 15:00. Specifically, according to the bank

The regulations are subject to change and may vary slightly from bank to bank.

2. Consumer payment: Some banks’ current financial products, like monetary funds such as Yu’E Bao, support consumer payment, which is also another form of redemption.

For example, the balance in a bank's current wealth management product can be directly used in payment scenarios such as ATM withdrawals, WeChat payments, Alipay payments, and POS machine card swiping.

For example, the investor's bank account balance is 1,000 yuan, but there is 200 million yuan in the current financial account.

If an investor wants to use this bank account to pay an order of 2,000 yuan, the system will automatically redeem 1,000 yuan from the period financial account and use it directly for payment, and there is no transaction limit during the transaction time.

It should be noted that not all bank current financing supports consumer payments, and the specific product information released by the bank shall prevail.

In addition, expected returns are not calculated on the day of product redemption.