Legal analysis: Relevant personnel who embezzle medical insurance funds can lodge complaints and accusations with the financial departments, health administrative departments and handling agencies of their management agencies, and request that the relevant responsible persons be dealt with in accordance with the law to safeguard their legitimate rights and interests.

Legal basis: "New Rural Cooperative Medical Fund Financial System" Article 40 Any unit or individual who commits any of the following acts shall be ordered to make corrections within a time limit.

The unit and its directly responsible managers and other directly responsible personnel shall be held legally responsible in accordance with the "Regulations on Punishments for Fiscal Illegal Acts" and other relevant laws and regulations: (1) Withholding, expropriating, misappropriating, and embezzling funds; (2) Raising or lowering funds without authorization

Farmers' individual payment standards, changing expenditure items and adjusting expenditure standards without authorization (3) Failure to deposit fund income into the special financial account on time (4) Failure to allocate funds from the special financial account to the expenditure account or handle settlement on time and in full (5) Failure to

Compensate medical expenses in full and in a timely manner as required (6) Other violations of national laws and regulations.