Hello, if you buy a fixed investment fund through China Merchants Bank. After the fund logs into the online banking popular edition/professional edition, it can apply for smart fixed investment: ① Click the horizontal menu Investment Management-Fund (Yinjitong)-Open-end Fund-Smart Fixed Investment Application, then select the fund company and product, and click Apply for Smart Fixed Investment; ② Click Investment Management-Fund (Yinjitong)-Open-end Fund-Fund Home Page, and then click Fund Products to see the list of funds sold by banks. Just click on the fixed investment in front of the fund to be purchased and follow the prompts. Tips: The minimum amount of fixed investment generally starts from 300 yuan, which is subject to the announcement of each fund company.

The system will deduct the fixed investment twice a day at around 4: 00 am and 15: 00 pm on each fund trading day. If automatic transfer is enabled, when the balance of the wealth management account is insufficient, the system will transfer the funds from the current account to the wealth management account at around 2 or 3 am on the trading day, only once a day. Tips: After the deduction of the fund's fixed investment is successful, T+2 will confirm the number of fund shares and convert the net value on the day of deduction.

Smart investment will take effect immediately after application. However, if your fund account has not been confirmed or failed to be confirmed, the system will not deduct the investment; If you open a fund account on the day you open an account and apply for a fixed investment on the same day, and set the day as the deduction date, we can deduct the money, but the success of the purchase needs to be confirmed by the fund company.

Because Baidu platform can't verify the account information of your fund purchase, please call customer service 95555 and choose 2 to manually query and verify the fund purchase in your account.