1. Why not retire after 20 years of medical insurance?
If you have not retired after paying medical insurance for 20 years, you need to pay medical insurance normally before retirement to ensure that you enjoy medical insurance benefits. If you don't pay, you won't enjoy medical insurance benefits. Medical insurance payment for 25 years is only for those who go through retirement procedures, that is, when going through retirement procedures, medical insurance payment must reach 25 years before they can enjoy the medical insurance benefits of retirees. If you have paid for 25 years now, but have not reached the statutory retirement age, you should continue to pay until retirement, so as to ensure that you can enjoy medical insurance benefits normally. Here's the thing about medical insurance. Meet the following conditions, you can apply for medical insurance retirement procedures. First, the male payment period is over 25 years, and the female payment period is 20 years, including 96 years ago. Second, if you have paid for ten years before retirement, both can be met at the same time. If they are not satisfied, they can go through the relevant formalities after making up. When the social security has been paid for 15 years, that is to say, when you retire at 50 (female) and 60 (male), you can get the retirement salary. This 15 year refers to providing for the aged. Medical care needs 25 years for men and 20 years for women, and can only be done after retirement. So you must continue to pay until the medical expenses are paid for a long time. Besides, if we break off diplomatic relations now, medical care will be cut off, and now we can't see a doctor.
Second, how many years does it take for Shanghai medical insurance to enjoy it for life?
As long as Shanghai medical insurance has been paid for 15 years, you can enjoy free medical insurance for life. Compared with other cities, the minimum payment period of Shanghai medical insurance is still relatively short, and most people can reach it.
Compared with the salary income in Shanghai, it will not cause them any economic burden, because the income of Shanghai people is generally higher, at least higher than that of most cities in China, and as long as they pay enough 15 medical insurance, they can reach the minimum payment period for medical insurance retirement and enjoy free medical care for life, which is envied by many other places in the country.
To sum up, Beijing women's retirement medical insurance has to be paid for 20 years.
Legal basis:
Article 2 of People's Republic of China (PRC) Social Insurance Law
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
Article 26
The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.