Mainly depends on the product. Compared with money funds, bonds are of course risky, and vice versa. Fund products are divided into low risk and high risk, so are bonds.

The risks of funds cannot be generalized. According to the relationship between risks and returns, funds can be divided into many types.

Generally, it can be divided into: index fund, stock fund, partial stock fund, allocation fund, bond fund and money fund.

1. the money fund is basically risk-free, but the income is very small.

2. Bond funds have low risks and low returns.

3. The risk of allocated funds is relatively high. If the stock market is good, the income is higher than that of money funds and bond funds.

4. Partial stock funds are more risky than allocation funds, and the returns are higher when the stock market is good.

5. Equity funds are risky.

6, index funds, due to high positions, greater risks, higher returns.

Bond investment is an important part of securities investment, which is made by investors through purchasing various bonds. Generally speaking, bonds are divided into government bonds, financial bonds and corporate bonds according to different issuers. The risk of bond investment refers to the possibility and scope of the change of bond expected income, and the risk of bond investment is universal.