Among them, major diseases cover ten categories of major diseases. Including congenital heart disease, childhood acute leukemia, childhood cerebral palsy, female breast cancer, female cervical cancer and so on. Due to serious illness hospitalization, after the new rural cooperative medical system and urban residents' medical insurance subsidies, the medical expenses borne by individuals are still too high, which affects the basic life of families and gives appropriate medical assistance. It should be noted that major disease relief should not exceed 2 times a year, and the total amount should not exceed 20,000 yuan in principle.
The state has the following subsidy policies for major diseases:
1, social medical insurance as a whole for serious illness; If you are unfortunately suffering from a major illness and meet the list of major illness reimbursement stipulated by the local medical insurance policy, you can be reimbursed within the upper limit of major illness reimbursement;
2. Supplementary medical insurance, commonly known as secondary reimbursement, can include out-of-pocket expenses other than basic medical reimbursement expenses and serious illness co-ordination expenses into the scope of supplementary medical reimbursement;
3, serious illness medical assistance, generally for low-income groups, poor support groups, into the local low-income families of the elderly and minors, severely disabled people, patients with major diseases;
4. fundraising for serious illness; Only families diagnosed with serious diseases and unable to pay for follow-up treatment can apply.
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: Article 24 of People's Republic of China (PRC) Social Insurance Law.
The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.