hello, if you buy a fixed investment fund through China merchants bank. After logging in to the online banking popular edition/professional edition, the fund can apply for intelligent fixed investment: ① Click the horizontal menu Investment Management-Fund (Yinjitong)-Open-ended Fund-Intelligent Fixed Investment Application, then select the fund company and product and click Apply for Intelligent Fixed Investment; ② Click Investment Management-Funds (Yinjitong)-Open-ended Funds-Fund Home Page, and then click Fund Products to see the list of funds sold by the Bank. Just click Fixed Investment in front of the funds you need to buy and follow the prompts. Tips: The minimum amount of fixed investment generally starts from 3 yuan, which is subject to the announcement of each fund company.

the system will deduct the fixed investment at about 4: a.m. and 15: p.m. on each fund trading day, twice a day. If automatic transfer is enabled, when the balance of the wealth management account is insufficient, the system will transfer the funds from the current account to the wealth management account at around 2 or 3 am on the trading day, only once a day. Tips: After the deduction of the fixed investment of the fund is successful, T+2 will confirm the number of shares of the fund, and the net value will be converted on the day of deduction.

Smart Fixed Investment will take effect immediately after application. However, if your fund account has not been confirmed or failed to be confirmed, the system will not perform investment deduction; If you open a fund account on the day you open an account and apply for a fixed investment on the same day, and set the day as the deduction date, we can deduct the money, but the success of the purchase is subject to the confirmation of the fund company.

because Baidu platform can't verify the account information of your fund purchase, please call customer service 95555, choose 2, and manually check the fund purchase situation of your account.