Fund is a kind of wealth management product, which is less risky than stock, but more risky than bond. After buying a fund, you may lose money or make money. If they make money, the holding income is positive, but the interest on the fund profits cannot be taken out separately.

Will the money earned by the fund become new shares?

No, the fund's money will not take the initiative to buy the fund's share. After the investor buys the fund, the system will calculate the holding share according to the purchase amount and the net value at the time of confirmation. In the holding process, if the investor does not buy or sell the share of the Fund again, the share held by the investor will not change no matter whether the Fund goes up or down.

Fund share can be simply understood as the number of funds held. Because the fund is traded according to the principle of unknown price, only the number of shares sold can be selected when selling, and the amount after selling needs to be calculated in combination with the net value of fund shares at the time of actual trading.

How to calculate the fund share?

Net subscription amount = subscription amount /( 1+ subscription rate) subscription fee = subscription amount-net subscription amount subscription share = T-day net subscription amount/net fund share value. If an investor invests 50,000 yuan to subscribe for an open-end fund, assuming the subscription rate is 1%, the net value of the fund unit on that day is 1. 1.688 yuan, and its share is:

Net subscription amount = 50000/(1+1%) = 49504.95 yuan;

Subscription fee =50000-49504.95=495.05 yuan;

Subscription share = 49,504.95/1.1688 = 42,355.36.

When the fund income rises, the share held by investors does not increase, and the share held by investors does not decrease when the fund income falls. To withdraw the fund's money, it must be redeemed together with the principal.