For other projects, if the rate of return is fixed at 3.75% based on the performance comparison benchmark, the interest is10000× 3.75%/365× 3 1, which is about 31.
For example, the performance benchmark of a wealth management product is 3.75%, with a starting investment of 50,000 yuan and an investment period of 90 days. If you buy 65438+ ten thousand yuan, the expected income is 100000*3.75%/365*90=924 yuan, then if you invest 65438+ ten thousand yuan in this product, you can expect to get 924 yuan in 90 days.
Extended data:
Calculation method of subscription fund income:
Income share calculation is divided into external deduction method and internal deduction method:
Internal buckle method:
Share = investment amount ×( 1- subscription rate) ÷ net value on the day of subscription+interest.
Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.
External buckle method:
Share = investment amount ×( 1+ subscription rate) ÷ net value on the day of subscription+interest.
Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.
Most fund companies use the external deduction method, because the share of the external deduction method will be a little more for the same purchase amount, which is more beneficial to the fund holders.
This method can be used to calculate your daily profit. After purchasing the fund, if you feel that the daily calculation is troublesome, you can use the fund account book in Caidao.com to manage it, and you can automatically calculate the daily income and yield.
Baidu Encyclopedia-Fund Income