If an investor buys a fund of 1000 yuan, assuming that the fund falls, it is a loss: 1000* yuan, and there is still a lot of money to lose. Generally speaking, high-risk fund types, such as stock funds, hybrid funds, index funds and so on. They are all bigger when the fund market is not good.
Therefore, we must be cautious when buying high-risk fund types. Some stock funds have a big loss, which may fall by more than 5% a day, so it is a loss: 1000*5%=50 yuan, which is much more than the loss, but it is the same as the increase. If it goes up by 5%, it's 50 yuan.
The risk and return of the fund are relative. If you don't have the ability to take risks, it is not recommended to buy high-risk funds. You can consider more low-risk fund types.
For example, the money fund mainly invests in the money market, with less risk, but relatively stable income, greater possibility of making money by holding it for a long time and better flexibility.