Is Chang Xin Chang Jin Tong currency safe?
First of all, from the perspective of risk level
The Alipay page shows that the risk level of Changxin Changjintong Currency A is "low risk" and the possibility of loss is not great.
Second, from the historical experience.
Changxin Changjintong Currency A is a monetary fund. Similar products have never lost money in history, but the expected income has changed. The worst case after buying is that the expected return is reduced and the principal is still very safe.
Third, from the perspective of fund size.
By the end of 20 18, the management scale of Changxin Changjintong Currency A was about 1 100 million yuan. Such a scale is relatively small and uncompetitive for the money fund. However, the fund did not touch the liquidation red line of 50 million. It is expected that after Alipay goes online, its scale will expand, which can impact the scale of10 billion.
Fourth, from the investment direction.
As a monetary fund, Changxin Changjintong Currency A mainly invests in short-term bonds, bank deposits and other assets. The short-term bonds here are mainly bank bonds, government bonds and central bank bills. These issuers are either banks or the government, with high credit rating and low default risk, and the security of the money fund can be guaranteed.
Fifth, from the historical performance.
Changxin Changjintong Currency A was established on 20 17, and its performance in the past two years is not bad. The expected annualized income of nearly 1 is much higher than that of Yu 'ebao. Judging from the similar ranking, Changxin Changjintong Currency A is in the forefront of its kind (109/645), and its long-term performance is quite good.
Well, the introduction of Changxinchangjintong Coin A ends here, I hope it will help you. Generally speaking, this is a good money fund with low principal risk. If it doesn't meet the expected income of Yu 'ebao, you can try it.