Whether the yield of Yu 'ebao is annualized or per 10,000 copies, the specific algorithm is as follows:

Yu 'ebao income = (your actual capital × income per ten thousand shares) ÷ 10000, or Yu 'ebao income = income per ten thousand shares ÷ 10000× your actual capital.

Suppose the yield per 10,000 shares is 1.3848. For example, if the amount in Yu 'ebao's account was 10000 yesterday, then your income on that day is (10000×1.3848) ÷100001.38 yuan.

The net profit of Yu 'ebao in 20 15 years is 23 1.3 1 100 million yuan. This figure is about 24 billion yuan in 20 14 year and about 179 billion yuan in 20 13 year. By the end of 20 15, 12 and 3 1 period, the net return rate of Yu 'ebao's share was 3.6686%, and the benchmark return rate of the same period was 1.37 1%.

Extended data:

In 20 17, Yu' ebao reduced the maximum amount from 250,000 to 654.38+10,000 in order to spread risks;

On August 1 1, 2065438, Tian Hong Fund announced that the maximum amount of balance treasure held by individuals was adjusted to 65438+ ten thousand yuan from 0: 00 on August 14, 2065438. At the end of May, the upper limit of Yu 'ebao's personal trading account has been lowered to 250,000 yuan.

Regarding whether the maximum personal holding quota will continue to be lowered in the future, Yu 'ebao said that there is no plan to continue to lower the quota.

Yu 'ebao lowered the maximum personal holding amount more than once. After two consecutive reductions, the maximum personal holding amount of Yu 'ebao was adjusted from 6,543,800 yuan to 6,543,800 yuan.

2065438+On May 26th, 2007, Tian Hong Fund issued its first adjustment announcement. From 0: 00 on May 27th, the maximum amount of balance treasure held by individuals will be adjusted to 250,000 yuan. He also said that other service functions such as the stock and transfer of Yu 'ebao are not affected.

As can be seen from the investment of Yu 'ebao, up to 83% of Yu 'ebao's assets are invested in bank deposits and settlement reserves, with a scale of about 1. 19 trillion yuan. Only 7.94% invested in bonds. There are many kinds of bonds, of which only 2.37% are invested in interbank certificates of deposit.

Baidu encyclopedia-Yu' ebao

The maximum limit of People's Daily Online-Yu 'ebao has been reduced from 250,000 to 654.38+10,000 experts: In order to spread risks,