Individuals can pay for medical insurance by going to the local social security bureau. The payment method is as follows: 1. Pay as a flexible employee.
If you have a local household registration, you can participate in pension and medical insurance as a flexible employee.
The payment standard is based on the local average salary in the previous year. The pension payment ratio is 20% and the medical payment is about 9%. Currently, there are two levels to choose from: 80% and 100%.
Generally, you go to the social security service point in the local community street to handle it; 2. Find a social security payment agency to pay.
If you do not have a local household registration, you can only pay through a social security payment agency. This method will definitely require a certain handling fee.
There are many payment agencies on the market now, so everyone must pay attention to formality when searching.
Under normal circumstances, the best insurance strategy for personal commercial insurance is to give priority to safety insurance such as accident insurance and health insurance, and then choose appropriate pension insurance and wealth management insurance as appropriate supplements.
The method of paying for medical insurance is as follows: 1. Each coordinating region must determine a personal basic medical insurance contribution rate suitable for local employees’ burden level, which is generally 2% of salary income; 2. The individual payment base should be based on salary income stipulated by the National Bureau of Statistics.
The statistical caliber is the base number, that is, all wage income, including all kinds of bonuses, labor income, and in-kind income, is the base number, and multiplied by the prescribed personal contribution rate, it is the basic medical insurance premium that the individual should pay; 3
Generally, individuals do not need to go to the social insurance agency to pay individual contributions. Instead, the unit will withhold and pay from wages.
To sum up, there may be differences in medical insurance and social security policies and payment standards in different regions. For specific payment methods and payment locations, you can consult the local Social Security Bureau or Social Security Center.
In addition, individuals must pay on time and in full to ensure their own medical insurance and social security rights.
Legal basis: Article 10 of the "Social Insurance Law of the People's Republic of China" states that employees shall participate in basic pension insurance, and the employer and the employee shall jointly pay the basic pension insurance premiums.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexible employment personnel can participate in the basic pension insurance, and the basic pension insurance premiums are paid by individuals.
The measures for pension insurance for civil servants and staff managed with reference to the Civil Servant Law shall be prescribed by the State Council.
Article 11 The basic pension insurance shall be combined with social pooling and personal accounts.
The basic pension insurance fund is composed of employer and individual contributions as well as government subsidies.
Article 12 The employer shall pay basic pension insurance premiums in proportion to the total wages of its employees stipulated by the state and record them into the basic pension insurance overall fund.
Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.
Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations and record them separately in the basic pension insurance pooling fund
and personal accounts.