Judging from the types of funds, money funds certainly can't outrun inflation, and bond funds can't outrun inflation. In the long run, the median income of equity funds, hybrid funds and QDII funds can outperform inflation. Investors only need to choose the fund with the top 50% income and hold it for a long time.

The inflation rate in China is around 7.5% annually, and the long-term annualized median income of stock funds, hybrid funds and QDII funds is above 7.5%.