2. Residents' medical insurance can be paid in banks, WeChat applets and Alipay. In 2022, the basic medical insurance payment standard for urban and rural residents will be 360 yuan per person per year (220 yuan for students and children).

3. Bank payment. At present, the banks that have opened the "two insurances" payment for urban and rural residents include Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Bank of Communications, Postal Savings Bank, Jilin Bank, Jilin Rural Credit Cooperative and China Merchants Bank.

The difference between medical insurance for urban residents and medical insurance for employees;

First, face different people. Medical insurance for urban workers is mainly for employees and retirees who have work units or are engaged in individual economy. Medical insurance for urban residents is mainly for urban non-employees such as elderly residents, low-income objects, severely disabled people, students and children who have urban household registration and have no jobs;

Second, the payment standards and sources are different. Medical insurance for urban workers is paid by employers and individual workers, and does not enjoy subsidies from relevant departments. The payment standard of urban residents' medical insurance is generally lower than that of employees' medical insurance, and the relevant departments give appropriate subsidies on the basis of individual contributions;

Third, the treatment standards are different. Due to the low level of financing, the medical treatment standard of urban residents' medical insurance is slightly lower than that of employees' medical insurance.

Fourth, the payment requirements are different. If the minimum payment period is set for medical insurance for urban workers, if the payment period reaches 25 years for men and 20 years for women, they can enjoy basic medical insurance benefits without paying after retirement; There is no minimum payment period for urban residents' medical insurance, which must be paid every year. If you don't pay, you won't enjoy the treatment.

You can bring your ID card to the local community to pay, or you can choose "Residents' Medical Insurance Payment" in the urban service section of Alipay and WeChat, and click Social Security Payment after entering.

The insured can bring his ID card or citizen card to the counter of the corresponding bank outlet to pay the premium. Rural residents: Rural residents who want to participate in medical insurance for urban and rural residents can apply to the village committee. If you have been insured before, you only need to pay the insurance premium. Urban residents: urban residents can apply for medical insurance for urban and rural residents at the neighborhood Committee. Students at school: If they are students at school, there will be a unified school to collect insurance premiums and go through the insurance procedures.

First, the advantages of medical insurance

1 is to reduce the economic burden to some extent when the insured is sick, especially when he is seriously ill.

2. When the insured is in good health, the insurance premium paid can be used to help other insured persons, thus embodying the spirit of "one person is sick and all families help each other".

3. It is to relieve the worries of the insured.

Second, the payment standard

In order to encourage urban residents to participate in insurance, urban residents who meet the insurance conditions are divided according to their insurance time, and different medical deductible periods are set. Within six months after the implementation of the "Measures", the medical deductible period is three months, and there is no deductible period for minor residents; After six months of insurance (including minor residents, the same below), the starting period of medical treatment is one year; After one year, the deductible of medical treatment period is extended to two years; There is no deductible period for low-income residents to seek medical treatment. The annual fund-raising standard for students and children is 100 yuan. Individuals pay medical insurance premiums in 60 yuan, and the rest in 40 yuan are subsidized by the government. Students and children from severely disabled, low-income families and families with special difficulties do not pay fees, and all medical insurance premiums are subsidized by the government. Non-employed urban adult residents raise funds for 560 yuan every year. The standard of payment and subsidy is: residents are insured.

1, severely disabled people, people enjoying subsistence allowances, family members with special difficulties and elderly people over 60 years old in low-income families, individuals do not pay fees, and medical insurance premiums are all subsidized by the government;

2. Individuals over 70 years old pay medical insurance premiums 120 yuan, and the rest of 440 yuan is subsidized by the government;

3. Other non-employed urban residents pay medical insurance premiums in 330 yuan, and the rest in 230 yuan are subsidized by the government.

legal ground

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.