Hello. Yu 'ebao is safer. Yu 'ebao is a financial application in Alipay. Alipay is operated under the supervision and management of the central bank, and it will only become more and more standardized and safer. Yu 'ebao belongs to Alibaba. Companies such as Tian Hong Fund, Bosera Fund and China Europe Fund hold investments. Tian Hong Fund is a state-owned asset and the largest monetary fund company in China. The risk level and safety level of Yu 'ebao are the same as those of major domestic banks. Yu 'ebao will not go bankrupt or run away, so you can use it with confidence.