Brief introduction of fund fixed investment fee
Fixed investment in the fund is a way for investors to invest in the fund regularly. By dispersing funds into fund products, market risks can be shared equally and long-term stable return on investment can be achieved. As one of the fund sales channels, Agricultural Bank of China provides a variety of fund products for investors to choose from and charges a certain fee.
Second, the types of handling fees.
ABC's fixed investment fee can be mainly divided into two types: subscription fee and redemption fee.
1. subscription fee: subscription fee is the fee paid by investors when they purchase funds. Usually, the investment amount is calculated according to a certain proportion (such as five ten thousandths). This means that when investors make a fixed investment, the amount of each purchase will be paid to the fund company as a handling fee according to a certain proportion.
2. Redemption fee: Redemption fee is the fee paid by investors when they sell their fund shares, and the redemption amount is usually calculated according to a certain proportion (such as five ten thousandths). When investors need to sell their fund shares, they will pay a certain percentage to the fund company as a redemption fee.
Third, the handling fee rate.
The fixed investment rate of Agricultural Bank of China depends on the specific fund products and investment amount. Different fund products may have different rates. The higher the investment, the lower the rate may be.
For example, the subscription rate of a fund product is five ten thousandths, the redemption rate is three ten thousandths, and the monthly fixed investment of investors is 1000 yuan. Then every time you purchase, investors need to pay 5 yuan's subscription fee; When investors redeem fund shares, they need to pay 3 yuan's redemption fee.
Four, the factors affecting the handling fee
The handling fee for the fixed investment of Agricultural Bank of China Fund is influenced by many factors, and investors need to consider the following aspects when choosing fund products.
1. fund type: different types of funds may have different commission rates. For example, the rate of money funds may be low, while the rate of equity funds may be high.
2. Investment amount: The greater the investment amount, the lower the handling fee rate may be. Investors can consider increasing the amount of fixed investment appropriately to reduce the handling fee rate.
3. Fund company requirements: Different fund companies may have different requirements for handling fees. Investors can compare the handling fees of different fund companies and choose a relatively low rate for fixed investment.
Summary:
The handling fee for the fixed investment of the Agricultural Bank of China Fund is the fee that investors need to pay when purchasing the fund, including subscription fee and redemption fee. The rate depends on the fund products and investment amount, and is influenced by the fund type and the requirements of the fund company. When investors decide to invest in the Agricultural Bank of China Fund, they should comprehensively consider these factors and choose appropriate fund products and investment amount, so as to reduce the handling fee rate and realize long-term stable investment income.