1. To receive the housing provident fund, you need to first confirm whether you meet the conditions for receiving the housing provident fund.

2. Go to the local housing provident fund to receive the "Housing Provident Fund Extraction Application Form", and the housing provident fund staff will tell you what materials you need to prepare; Or the housing provident fund applicant can log in to the local housing provident fund management center in official website and put it on the application form.

3. Go to the personnel department of the unit, stamp the completed application form for housing provident fund extraction, and prepare the materials needed for housing provident fund extraction.

4. Apply to the local housing provident fund management center and submit relevant materials.

5. After your application is approved, the housing provident fund personnel will generally transfer the provident fund to the designated bank card or passbook within 1-3 working days.

Extraction conditions of housing provident fund

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

1, purchase, build, renovate and overhaul owner-occupied housing;

2. Repay the principal and interest of the house purchase loan;

3. Houseless employees rent houses for self-occupation;

4. Enjoy the minimum living guarantee for urban residents;

5. Retired;

6. Dissolving or terminating the labor relationship with the unit;

7, completely lose the ability to work, and terminate the labor relationship with the unit;

8. Go abroad to settle down;

9. Dead or declared dead.

It should be noted that the specific extraction requirements may be different in different regions. It is recommended to consult the local housing provident fund management center during the specific operation to ensure compliance with relevant regulations.

Legal basis:

Regulations on the administration of housing provident fund

Article 24

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.