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Can I apply for medical insurance if I fall off a private van?
It depends on the specific situation. If you fall, the basic medical insurance fund will not pay if the infringer should bear the responsibility according to the General Principles of Civil Law and Tort Liability Law. If the parties have to bear the responsibility themselves, they can reimburse them. I. Article 30 of the Social Insurance Law The following medical expenses are not included in the payment scope of the basic medical insurance fund: (1) Those that should be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.

Second, correctly understand the situation of "should be borne by the third party" 1, which mainly refers to the medical expenses of the insured for personal injury caused by the infringement of the third party. If the insured is injured by a third person and hospitalized, the medical expenses incurred therefrom shall be borne by the infringer in accordance with the provisions of the General Principles of the Civil Law and the Tort Liability Law of China, and the basic medical insurance fund shall not pay. In this case, if the infringer (the third person) does not pay the medical expenses of the insured, or it is impossible to determine who the infringer is because the infringer escapes, in order to ensure that the injured insured can get timely medical treatment, the basic medical insurance fund will pay the medical expenses of the insured in advance.

2. After the basic medical insurance fund is paid in advance, the medical insurance agency obtains the right of subrogation for the injured insured and has the right to recover the medical expenses it should pay from the third party, that is, the infringer.

3. The "third party" defined here includes both natural persons and legal persons or other organizations; The situation of "the third party does not pay" includes not only the refusal to pay when the third party has the ability to pay, but also the inability of the third party to pay or not to pay immediately.