How should funds spread risks?
There are four main skills for fund risk diversification:
1 portfolio
Fund portfolio means that investors can buy different types of funds when they buy funds, so that even if the funds fall, all funds will not fall. When the fund goes up and down, it can hedge the risk of the fund well. For example, they can buy a combination of semiconductor fund+medical fund+new energy fund.
2 Fund fixed investment
The fixed investment of the fund is called "lazy investment", which is also one of the very good ways for the fund to spread risks. The fixed investment of the fund only requires investors to set up the investment fund and investment time, and they can purchase the designated fund within the specified time. Fund fixed investment can be divided into daily fixed investment, monthly fixed investment and weekly fixed investment, and fixed investment is equivalent to buying funds in bulk.
3 Funds with low investment risk coefficient and low valuation
A low risk factor means that you can choose a fund with a low valuation. When the P/E ratio of general funds is in an undervalued area, investors can buy appropriately. Funds can be divided into different funds according to investment types, and the investment risks of different fund types are different. The investment risks of stock funds, index funds and hybrid funds are relatively dull, while the investment risks of money funds and bond funds are relatively small.
4 Long-term holding
If investors don't know how to operate the fund, they can also hold the fund for a long time in the simplest way to reduce the investment risk of the fund. Holding funds for a long time can spread risks by changing time and space. Although the foundation falls in the short term, the fund generally does not fall in the long term, and the fund manager also needs performance.