Whether the fund has lost half can be redeemed according to whether the fund is a high-quality target and the risk tolerance of investors. High-quality target: if the fund is a high-quality target, half of the losses do not need to be redeemed, the probability of the fund falling is affected by the market, and the probability of holding it back for a long time is relatively large. If the fund is not a high-quality target, the redemption of losses is better, the probability of the fund continuing to fall is relatively large, and the probability of returning to the capital is relatively small.

Risk tolerance: if investors can bear the losses of the fund, they can continue to hold it; If investors can't bear the loss of the fund, they can redeem it.

Don't worry too much about the loss of the fund's high-quality target. At this time, jiacang is a better operation mode, because jiacang will reduce the cost of investors. The lower the cost, the less risk investors will take, and the higher the probability of recovering capital or gaining income in the future.

Criteria for judging whether the fund is of high quality:

1, the historical performance of the fund is high: the historical performance is the income since the establishment of the fund, and the higher the historical performance, the better;

2. Small fund retracement: retracement is the range from the highest to the lowest fund net value in a period of time. The lower the fund returns, the more stable the fund is;

3. Fund manager: The fund manager is the manager of the fund. The higher the investment level of the fund manager, the better the fund.