Because the fund is a floating income product, the rise and fall of the fund is uncertain and determined by the investment target. If the investment target rises, the fund will also rise, and investors may return to their capital. If the investment target falls, the fund will fall, and the probability of investors returning to the capital is relatively small.

When investors lose 40% in investment funds, they need to increase 80% to recover their capital, and it is more difficult for funds to increase 80%. Even if it is possible to improve 80%, it is impossible to achieve it in a short time.

A fund loss of 40% is a good operation mode, which can reduce the cost of investors. The lower the cost, the less risk investors will take, and the greater the probability of recovering capital or generating income in the future. However, investors should judge whether the fund is a quality fund, and the quality fund will cover the position.