Maternity insurance reimbursement ratio is based on the average monthly salary of employees in the previous year, and it is paid in one lump sum according to a certain proportion. Among them: 1, natural delivery is 270%; 2, dystocia is 320%; 3. Cesarean section is 420%. Because the country does not uniformly stipulate the reimbursement ratio of maternity insurance, the reimbursement ratio of maternity insurance varies from region to region, so the insured should consult the local social security bureau and take the local social security center as the standard.

Legal objectivity:

Article 8 of the Special Provisions on Labor Protection of Female Workers

Maternity allowance for female employees during maternity leave shall be paid by the maternity insurance fund according to the standard of the average monthly salary of employees in the previous year; Those who have not participated in maternity insurance shall be paid by the employer according to the wage standard of female employees before maternity leave.

Medical expenses incurred by female workers in childbirth or abortion shall be paid by maternity insurance fund according to the items and standards stipulated in maternity insurance. Did not participate in maternity insurance, paid by the employer.