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What is the difference between public funds and mutual funds, or are they the same?

1. Mutual Fund (Mutual Fund) is a specialized investment company that manages and sells diversified securities and stock investment portfolios for investors.

Introduction to Mutual Funds Mutual funds pool the balances of many investors, which means that many investors hire a professional investment manager from a fund company to use their professional knowledge to diversify their investments into various investment categories.

This small investment can also enjoy low risk and higher return opportunities under the mutual fund.

To put it simply, there are three reasons why mutual funds make it easier to make money than buying and selling stocks yourself: 1) Financial advantage: The principle is like a poor man gambling with a rich man. If the bet continues for a long time, the rich man will definitely win the poor man; mutual funds combine many poor people

The money is gathered together to form a rich person, so the chance of winning is greater.

2) Expert management: If you have 10,000 yuan to invest in the stock market, but you want to hire an investment expert as a consultant, even the consulting fee is not enough.

But using the same amount of capital to purchase mutual funds is equivalent to hiring a professional investment manager to track the market for you every day.

(3) Foreign markets: The local market is not your only investment option. There are investment opportunities in many foreign markets, such as Europe, South America, India, Japan, Thailand, Taiwan, etc. However, it may not be worthwhile for individual investors to open accounts in various places.

Securities, local securities laws may not allow foreigners to directly participate in securities investment, but through a certain fund, funds can be easily invested in foreign markets with growth potential.

Public funds withdraw part of private property as accumulation and eventually return it to society.

The basic nature determines that the government's role in public funds is that of custodian.

The so-called public fund is also a fund owned by everyone.

2. The *** fund reflects the national credit.

This kind of credit is beyond the credit established by any commercial institution.

When people promise to hand over social security funds, pension funds and provident funds, they have a basic understanding that this money is handed over to a government agency that everyone in society trusts for management.

Public funds are not welfare.

No one has unrestricted power in the definition, use and management of public funds, and there is no gray area.